Split Level

Contemporary style of residential housing that offers a versatile use of space and design. The typical split level looks much like a two-story, but actually has three or four separate levels. The key element of the split level is that it contains at least one level that is a half-flight difference from the adjoining levels. For example, the bottom level may be a below-grade basement; a half-flight above the basement (but the side not above it) is the extra level, which may be the garage or a family room; directly above the basement and a half-flight up and beside that split-level space is additional living space; a fourth floor, in the split level area, may be used for bedrooms.For more information, see the "Analyzing Property Types" article in the "Loan Process" section.

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