A non-conforming loan program that requires no documentation of the qualifying asset's source. However, the existence of the assets or funds in question must still be verified. For example, an applicant with mattress money or undocumented funds may use this program. The applicant merely needs to show that the funds for the down payment and closing exist; however, there is no need to document the source of the funds. For more information, see the "No Documentation Programs" article in the "Loan Programs" section.
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