Fair Credit Reporting

A 1977 federal legislation that regulates credit reporting agencies and the access to and use of consumer credit data. Credit bureaus can only provide access by court order or, with the consumer's permission, for credit, insurance and employment. Also, credit bureaus must correct or remove errors brought to their attention and provide file data to the consumer. Lenders who reject an application because of adverse credit information, must inform the borrower about the source of that information and make credit information on file available.

Avoiding Credit Card Disaster

Avoiding Credit Card Disaster

People who struggle with saving money and getting out of debt will find these things in common: They don't know how to stop blaming. They have no idea where their money needs to go! They don't know they need to forget the home equity line. They also don't understand they need to sell some investments. Many more problems untold. Well don't worry, With the strategies that I’m about to let you in on , you will have no problems when it comes to understanding how to get out of credit card debt.

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