Applying for a Loan Overview

In addition to the Loan Preapproval and Prequalification forms, this section also provides additional background material about the application and the many elements and documents you will encounter:

  • Quick Loan Prequalification Form. A simple no-obligation analysis of your borrowing abilities.
  • Mortgage Preapproval Application Form. Note that you can cancel your application at any time prior to final commitment without any penalties.
  • Combined Application Disclosures Packet (government required disclosures that lenders must provide to all applicants)
  • a href="http://www.atlastitle.net/literature/Borrower_documents_required.htm"> Personal Documents Required for Application
  • About the Application Packet (a review of the documents that make up the application packet)
  • About the Good Faith Estimate (an explanation of the charges and projections of the good faith estimate)
  • About the Truth-in-Lending Disclosure (a review of this federally required disclosure of loan terms)
  • About the URLA 1003 Application Form (a review of the main application form required for residential financing)

We hope that you've found our Mortgage and Real Estate Resource helpful and informative. We welcome all comments, critiques and suggestions; please send emails to [email protected]. Remember that whether your are buying a home or an office building, you are investing in real estate. As with all investments, the best investors are those who can gather the most knowledge, tools and resources. Regardless of whether you use our lending services, please spread the word about our resource center to anyone you know who may benefit from our site.

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Real Estate 101

Real Estate 101

This book makes it easy to not only buy a home, but figure out everything that you need to do, even get a loan. In simple and easy to understand language, it talks about where you should buy a home, what to look for in a home, how to find a home, how to get an agent, how to get a mortgage and more. This is a step by step process that you, a new home buyer, can use to purchase a home.

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