About Mortgage Loan Processing

Much of the fear and anxiety that home buyers and mortgage applicants experience can usually be traced to what seems like the mystery of the mortgage process. The articles in this section will pull the curtains back on all questions about how lenders think and act:

  1. Overview of Processing. What happens and when?
  2. Reading Credit Reports. What is the likelihood that you will repay your debts?
  3. Employment & Income Analysis. Are you able to afford the proposed loan?
  4. Asset Issues. Do you meet the asset and cash requirements?
  5. Liabilities Issues. Do you owe too much to afford this loan?
  6. Property Requirements. Certain properties only qualify for certain loans.
  7. Understanding the Appraisal Report. The appraisal gives the best insight into the property's valuation.
  8. Reviewing the Title Report. A clear and marketable title is usually the final obstacle for closing.
  9. Sample Appraisal Report. Examine a typical appraisal.
  10. Sample Credit Report. Review a sample credit report.
  11. Sample title insurance commitment. Review a sample title insurance commitment policy.

We hope that you've found our Mortgage and Real Estate Resource helpful and informative. We welcome all comments, critiques and suggestions; please send emails to [email protected]. Remember that whether your are buying a home or an office building, you are investing in real estate. As with all investments, the best investors are those who can gather the most knowledge, tools and resources. Regardless of whether you use our lending services, please spread the word about our resource center to anyone you know who may benefit from our site.

Assistance from Atlas Mortgage

If you would like to obtain a mortgage loan preapproval to determine your optimum loan qualification, please complete the Preapproval Application form. We will obtain a preliminary approval for you, based on the information you provide in the application. There are no obligations on your part; you may decide to cancel at any time until the closing, and even until three days after the closing with refinances of owner-occupied properties.

Questions? Ask Atlas Mortgage

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Emergency Quick Cash

At least once in every person’s life comes a time when the need is great and the resources are few. It can be hard enough to make ends meet on a decent wage, but, when the times get tough and the money just is not there to meet the need, a person can easily despair.

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