Untapped Riches

Never Pay Off Your Mortgage— and Other Surprising Secrets for Building Wealth

Susan and Anthony Cutaia with Robert Slater


American Management Association

New York • Atlanta • Brussels • Chicago • Mexico City • San Francisco Shanghai • Tokyo • Toronto • Washington, D.C.

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This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics. AMACOM uses these names throughout this book in initial capital letters or ALL CAPITAL letters for editorial purposes only, with no intention of trademark violation.

The authors wish to state that all numbers—interest rates, monthly mortgage payment, etc.—are valid as of the middle of2006 but may have changed by the time of publication of this book because rates and terms are subject to change without notice. The authors also wish to state that we use the phrase ''New Smart Loan™'' to indicate the special kind of smart loan that we offer clients. We have trademarked the phrase

New Smart LoanTM.'' In a few cases, we employ the phrase ''smart loan'' when we refer to the program generically.

Library of Congress Cataloging-in-Publication Data Cutaia, Anthony.

Untapped riches : never pay off your mortgage—and other surprising secrets for building wealth / Anthony and Susan Cutaia ; with Robert Slater. p. cm.

Includes bibliographical references and index. ISBN-10: 0-8144-7396-2 ISBN-13: 978-0-8144-7396-2

  1. Real estate investment—United States. 2. Residential real estate— United States. 3. House buying—United States. 4 House selling— United States. I. Cutaia, Susan. II. Slater, Robert, 1943- . III. Title.
  2. C88 2007
  3. 63' 24—dc22 2006019265

© 2007Anthony and Susan Cutaia. All rights reserved.

Printed in the United States of America.

This publication may not be reproduced, stored in a retrieval system, or transmitted in whole or in part, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of AMACOM, a division of American Management Association, 1601 Broadway, New York, NY 10019.

Printing number

10 987654321

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