Save Money on Your Credit Reports

If you don't want to pay for your credit information, you have several alternatives.

  • Consumerinfo.com. This web site operated by Experian will give you a free credit report, but it also will automatically enroll you in a $79.95 credit-monitoring service. Cancel this service within 30 days and you owe nothing.
  • Free reports. Various states require credit bureaus to provide reports for free, or at nominal cost. Also, under federal law, you may receive free reports from each of the repositories if you're unemployed and looking for work, you're on welfare, or you've been turned down for credit during the past 30 days.
  • General commentary. For the latest (usually critical) commentary about credit scoring and credit reporting, go to www. creditscoring.com and www.creditaccuracy.com. Also, the Federal Trade Commission maintains consumer information on all types of credit issues at www.ftc.gov.
Avoiding Credit Card Disaster

Avoiding Credit Card Disaster

People who struggle with saving money and getting out of debt will find these things in common: They don't know how to stop blaming. They have no idea where their money needs to go! They don't know they need to forget the home equity line. They also don't understand they need to sell some investments. Many more problems untold. Well don't worry, With the strategies that I’m about to let you in on , you will have no problems when it comes to understanding how to get out of credit card debt.

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