Credit Scoring Is Spreading

If you've received a preapproved credit card in the mail or obtained instant credit at Sears, Home Depot, or Best Buy, you've been run through a credit-scoring program. That's why the store could quickly decide with only slight information from you (social security number, name, address). Even insurance companies (especially auto) now turn to credit scores to decide whether to insure you and, if so, at what price. Employers, too, have started running credit scores on job applicants and, in some cases, current employees.

You must do all you can to bolster your score. And if your score now shines platinum keep it there. In the United States of tomorrow, Mensa will become old hat. It's far more prestigious and practical to get invited into the FICO 800 club. (Fair, Isaac and Company—FICO—is the leading supplier of credit scoring software programs.)

Avoiding Credit Card Disaster

Avoiding Credit Card Disaster

People who struggle with saving money and getting out of debt will find these things in common: They don't know how to stop blaming. They have no idea where their money needs to go! They don't know they need to forget the home equity line. They also don't understand they need to sell some investments. Many more problems untold. Well don't worry, With the strategies that I’m about to let you in on , you will have no problems when it comes to understanding how to get out of credit card debt.

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