Credit Scores Adjust Like Molasses to Changes in Credit Management

To improve your long-term credit score, change your credit profile. Pay your bills conscientiously; close excessive accounts; reduce the amount of your outstanding balances—but total payoffs of all accounts may hurt because you want to maintain an active credit experience—and resolve disputes, liens, judgments, and write-offs. No one can quickly overcome the stains that soil a credit report when they lawfully belong there. Just clean them up as best you can. At the same time, manage your credit as if the FICO folks were looking over your shoulder—because they are.

Credit Card Management Philosophy

Credit Card Management Philosophy

Everything You Need To Know To Ramp Up Your Life And Be A Success With Managing Your Credit Cards. This Book Is One Of The Most Valuable Resources In The World When It Comes To Getting Serious Results In Learning How To Manage Your Credit Cards.

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