Credit Scores Adjust Like Molasses to Changes in Credit Management

To improve your long-term credit score, change your credit profile. Pay your bills conscientiously; close excessive accounts; reduce the amount of your outstanding balances—but total payoffs of all accounts may hurt because you want to maintain an active credit experience—and resolve disputes, liens, judgments, and write-offs. No one can quickly overcome the stains that soil a credit report when they lawfully belong there. Just clean them up as best you can. At the same time, manage your credit as if the FICO folks were looking over your shoulder—because they are.

Secrets of the Credit Industry

Secrets of the Credit Industry

Legal strategies that credit bureaus, creditors and debt collectors do not want you to know! How to use consumer credit protection laws, without hiring a lawyer, and without going to court! At some point in your life, either you, or someone you know will need this information.

Get My Free Ebook


Post a comment