I have been sharing with people that savings is very important. However, if you have credit card debt and not paying that bill are you truly saving? Is it important to pay some of the bill and have some savings, what do you do? I believe this is part of the same picture when it comes to a mortgage. Unless you have five or six figures in your savings, you might as well continue to let your savings grow and pay on your mortgage as you have done in the past. If you believe you should take your savings and pay off or down on your mortgage, share your reason why.
