How many times have you heard about someone who was behind on their mortgage payments and they signed a few documents thinking this company was going to help them? Lo and behold, next think you know they have signed over their house. I remember seeing a couple of those stories on the news. Seems to me this happens to senior citizens and low-income people. Scams do exist and people need to be careful when dealing with someone regarding their house. If you are having difficulty with making payments, contact the lender or mortgage company. See if they will work with you. Do not answer these letters in the mail that come from strangers promising to do a,b,c and d. Better to be careful than respond out of desperation.
