A couple of days ago I shared the first step in the mortgage application process which was gathering various documents. Of course that step can be quite daunting and time consuming. It could even have you rethinking the entire home ownership process. Nevertheless, after gathering all of the documents you may take the next step. The second step is filling out a loan application and provide the requested documents to a loan agent. I would believe if you are at the application process you have chosen a lender to work with. The agent will serve as a middle man between you and the underwriter. The underwriter will verify that everything is in order. If it is not, do not worry they will come back to you for clarification. You will learn patience in this process.
