I have heard of people having a large amount of debt and that is not mainly made up of their mortgage. Have you? When a person comes to you in this situation, what do you recommend? If someone had eighty thousand dollars in debt and that included their mortgage, I would understand that. However, if someone had eighty thousand dollars in debt and it did not include a mortgage, I would have to wonder if part of that was a medical expense. Medical emergencies happen and make it difficult to maintain all the household bills in the same order. As a mortgage broker, what would you recommend to someone that has a large amount of debt and no mortgage?
