Mortgage brokers, mortgage agents, and mortgage lending

Everyone must continue to remain knowledgeable about purchasing a house. Foreclosure activity in California increased at the fastest rate in at least 14 years during the second quarter. That tells me that people are in trouble with higher interest rates, possibly a lack of information regarding the entire housing process, and I would imagine some job loss. All of these factors potentially play a role in foreclosures. Foreclosures do not happen as a result of one specific situation. There can be many different reasons. Irregardless, a 67% jump is something to watch. If I was a mortgage broker, banker or lender, that would make me take a step back and say what happened?