Government agencies and private lenders are offering homeowners energy loans. I understand utilities are increasing on a regular basis but I am not sure about a home energy loan. They are designed as long-term, low-interest mortgage and loans aimed at efficiency-minded homeowners. Stop me if I am wrong. When you purchase a house, prior to this I believe you should take into account what the new utility bill would cost. Therefore when you are choosing appliances, you choose what is going to be the most effective and efficient for your new home. To me, this adds on another bill that does not have to exist. If you have an energy loan, are you not paying on the loan and the regular monthly utility bill? Maybe it’s just me. Share your thoughts.
